Your business

Does your business have a NINEA? *

National identification number for businesses and associations.

Is it registered with the RCCM? *

Trade and personal property credit register.

Your finances

Do you have financial statements (balance sheet, income statement) for the last financial year? *

Prepared by you or by an accountant. A simple cash book is not enough.

Leave empty if the business is less than two years old.

How is your profitability? *

Your bank

Do you have a bank account in the business's name? *

The manager's personal account does not count.

Can you provide bank details (RIB) or statements for this account? *

For how long has this account had regular transactions? *

Banks look first at the last 12 months of statements.

Your team

Is the legal manager identified, with a valid ID document? *

Which key functions are held by an identified person?

Tick all that apply.

Are the managers' CVs available? *

Risks & organisation

What business insurance have you taken out? *

Have you identified the main risks of your sector and planned how to handle them? *

How many other risks (main customer, single supplier, key person…) have you listed with a response? *

Is a serious risk weighing on the business with no planned solution? *

Are the business's accounts separate from the manager's? *

Are your employees registered (IPRES, social security fund)? *

Do you carry out environmental actions (waste, energy, water)? *

* Required fields. Your answers remain confidential.

Your diagnostic is ready

  • 1 Your score out of 100 and your level from N1 to N5
  • 2 The breakdown of the 6 pillars banks analyse
  • 3 The 5 actions that earn the most points
  • 4 The supporting documents to prepare for your file

Your diagnostic is saved: it will open as soon as you are signed in.